Are You Over-Paying On Your Property Taxes?

You might be able to save about $1,640 on your 2012 real estate taxes — read on for details.

You’d be surprised at how many homeowners I meet in Jamaica Plain and Roslindale who are not aware of the Residential Real Estate Tax Exemption available (since 1983!) to all citizens of Boston who occupy their primary residence.  Unfortunately for some of my clients, they only find out when they’re getting ready to sell their home and I ask them to drag out their property tax bills, or if I notice that the public records available at the Assessor’s Office show that they have been paying the full tax amount since they purchased.  This can happen when you’re buying a home that has NOT been the previous owner’s primary residence, or because of a simple loophole (imagine!) in record keeping by the City of Boston.

In any case, it’s a good idea to take a look at your 3rd quarter tax bill — the one you got in late December –  second line down on the right.  If the “residential exemption” line is blank, you’ve probably been paying taxes on your entire assessed value, and need to apply for the exemption pronto!

Application forms are available online, at the Assessing Department, Room 301, City Hall, or at the Taxpayer Referral & Assistance Center (TRAC), Room M5, City Hall. The TRAC is open Monday through Friday from 9am – 5pm.  Or call them at (617) 635-4287.

If you were living in your current primary residence in Roslindale, Jamaica Plain or anywhere else in Boston on January 1, 2011, you have until March 30 to apply for your FY 2012 Residential Exemption. Take a look at the specifics and how the residential exemption is calculated on the City of Boston website.

Other ways to save hundreds of dollars in 2012?

1. Refinance if you can — 30-year fixed rates are now as low as 3.88%.  Turn to Freddie Mac,  and the trusted mortgage professionals listed on my site, for quotes and honest advice.

2. Have your auto and homeowner insurance policies reviewed by a new agency.  If you’re like me, you’ve had your policies with the same neighborhood agency for ages.  Sit down with your insurance person.  Go over your policies one line at a time, and see where you can pare down or, in some cases, plump up your coverage to reflect your needs today, as compared to 2000 when you first started working with these folks.  Any agent worth her or his salt will be glad to do this for you.  If they’re not, talk with friends and relations and pay a visit to their agents.  I revamped my policies last year and ended up saving about $500 overall and actually increased the quality of my coverage!

If you’d like to be put in touch with my local insurance agent, just send me an email.  I would love to hear your cost-trimming plans for 2012 — feel free to send them along, and thanks!

Linda Burnett

Jamaica Plain/Roslindale Real Estate Maven
Keller-Williams Boston-Metro Real Estate
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Mars Needs Women…and WE NEED LISTINGS!

I don’t need to tell you: January with mild temps and hardly a flake of snow is freakishly unusual for Roslindale and Jamaica Plain.  I feel that it’s great for retailers, and of course for real estate, with future home owners who have clearly decided to start their “spring search” a little early this year.

32 Robinwood Ave in Jamaica Plain

While this is theoretically a great time for buyers to grab a fabulous new home in  Roslindale or Jamaica Plain, the Catch-22 is that there are relatively   few fresh properties to show. Are you listening, home sellers? This is a prime time to beat the forsythia-and-tulips rush and generate some excitement. With so few properties for sale in Roslindale and Jamaica Plain, new listings are getting a lot of attention.  Case in point:  I sold a house right before Christmas to the first people who saw it, three days before the scheduled open house (and at the full asking price, I might add!).

Interest rates are still incredibly low. According to Freddie Mac, the 30-year fixed mortgage rate was 3.93% in New England last week. Compared to a national average of 4.77% at this time last year, we’re at an incredible moment. Also, owners who’ve had their homes on the market for a while are, if their brokers are advising them correctly,  motivated to get them sold before the competition of the spring market, so home buyers might have more negotiating power in that respect, too.

According to MLS, there are only 76 single family homes currently on the market in Jamaica Plain, Roslindale and West Roxbury combined, and 92 condos in those same zip codes!  At my open house this past Sunday at 32 Robinwood Ave., I had over 20 buyer parties, and very few of them were “tire-kickers.”

Buyers are out there in force in Jamaica Plain, Roslindale and West Roxbury. Call me and let’s give them some great inventory to buy!

Linda Burnett

Jamaica Plain/Roslindale Real Estate Maven
Keller-Williams Boston-Metro Real Estate
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My New Year’s Wish

Happy New Year!  I thought I’d share a few ideas with those of you who have resolved to make a difference in your community this year.

First of all, a good and not-so-good effect of no snow this winter (at least not at this writing). While this is great for the retail world  — esp. our neighborhood businesses — and the Boston real estate market, the streets aren’t looking their best without any plant life or snow to disguise the litter. This leads me to my first painless suggestion toward improving the Roslindale and Jamaica Plain communities:  I encourage you to pick up at least one piece of street trash each day and put it in a nearby receptacle or, if necessary, take it home. You’re probably thinking this won’t make a difference, but multiply your action by those of many like-minded citizens, and before you know it the streets will be in such good shape for the City’s annual “Boston Shines” cleaning day that we won’t even need all those funds and they can be directed to more needy programs.

If you want to jump on my bandwagon to help Roslindale look its best this winter, stay tuned for more information on my plan to organize at least one cleaning day — a Saturday in the near future –  for Washington Street outside of Roslindale Village. If you’re new to Roslindale, this will be a great chance to meet some neighbors and for longer-term Roslindalians, a chance to catch up with old friends.

To get involved with an established pro-environment group in Roslindale, look into  Roslindale Green & Clean. The members of this team of community “beautifiers” share a passion for gardening and landscaping and focus on creating and maintaining public green spaces in and around Roslindale Village.  Check their website for designated Tuesday evenings from May through September to volunteer for their “flash-mob” style maintenance projects.

GreeningRozzie is another team of locals who strive to keep Roslindale, well, green!  GreeningRozzie has a series of ongoing projects whose goal is to make Roslindale a more sustainable and cohesive community. Not only do they offer volunteer opportunities, they also provide useful information and resources for making environmentally-positive decisions in your everyday life. Break the ice and break bread with fellow community members by attending their Roslindale Community Kitchen event this Saturday afternoon, January 7th at the Community Center.  Folks will be preparing delicious vegetarian dishes together and will then divide up the meals for everyone to take home.  Stay well, stay involved, and see you out there!

Here’s to a happy and healthy 2012!

Linda Burnett

Jamaica Plain/Roslindale Real Estate Maven
Keller-Williams Boston-Metro Real Estate
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RE Retrospective for 2011

129 Walter: Sold First Day on the Market!

Whether or not you asked for it, here’s my brief retrospective on 2011 and a peek at 2012.  It’s been an amazingly challenging and educational year for me as a Realtor®. I can’t wait to see what happens next!

Major world events such as the Arab Spring, the Greek financial meltdown, the Occupy movement and now the Euro-Zone crisis have had their individual and combined effects on the U.S. economy. Fortunately for my colleagues and myself, the Boston real estate market remains relatively insulated from national and international factors because of the many hospitals, universities and financial institutions that make Boston a consistently desirable destination for home seekers from around the country and around the world.

According to Wikipedia: Encompassing $363 billion, the Greater Boston metropolitan area has the sixth-largest economy in the country and 12th-largest in the world.

Boston’s colleges and universities have a significant effect on the regional economy, with students contributing an estimated $4.8 billion annually to the city’s economy. Boston’s schools are major employers and attract industries to the city and surrounding region. Boston is home to a number of technology companies and is a hub for biotechnology, with the Milken Institute rating Boston as the top life sciences cluster in the country. Boston also receives the highest absolute amount of annual funding from the National Institutes of Health of all cities in the United States.

As a result, home sellers with whom I work are ultimately satisfied with the selling prices we have attained, which remain relatively high compared to the rest of the country, and even to other parts of Massachusetts. Yes, prices in metro-Boston are, overall, down 18% from the peak of 2005, but this is just an average. In the downtown and other Boston Zip codes, many hard-working brokers (including this one!) are steadily busy.  One truth that’s become more and more apparent to me this year is that this is not a market for laissez-faire agents who wait for the phone to ring and who rely on 20th century marketing philosophies.

I’m happy to say I’ve been working smarter this year, and I’ve increased not only the amount of business I’ve had but my — and I hope my clients’ — level of fun and satisfaction as well. With my marketing team freeing me up to spend more face time with my clients, I’ve been able to decrease time “behind the scenes” and devote more energy to preparing properties for market, showing them, and meeting with sellers and buyers. It’s been an active season so far in the Boston real estate market and I predict things are going to heat up this spring with sustained low interest rates inspiring folks to jump into or trade up in the market.

Stay tuned to see how clear my crystal ball really is!

Linda Burnett

Jamaica Plain/Roslindale Real Estate Maven
Keller-Williams Boston-Metro Real Estate
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Deck the halls, avoid the malls!

Courtyard Behind Birch Street

With only three weeks left until 2012, there’s still plenty of time to prepare for the holiday season in Roslindale and Jamaica Plain. Decorated lamp posts, the beautiful tree in Adams Park and festive window displays throughout Roslindale are sure to put you in the spirit. Stroll the streets with a thermos of hot chocolate and enjoy the feeling of community as everyone prepares to settle in for the holidays.

With the couple of remaining weeks until Christmas, make sure you check out the Holiday Wander held on Thursdays until December 22nd.  More than 30 Roslindale businesses are participating this year so stop in to select establishments such as Birch Street House & Garden, Dandelions Flower Shop and Fornax Bread Company for special deals and treats. Traveling musicians and carolers entertain and complimentary gift wrapping will take one thing off of your holiday to-do list.

Jamaica Plain is also an excellent place to shop locally and support local merchants and artists. JP Centre/South Main Streets has announced that the popular First Thursday program is now going to be held all year long. First Thursday has over 35 businesses that participate and showcase local artists in their stores and offices. Not only does this give these talented folks great exposure, it drives more foot traffic to Jamaica Plain’s business district and creates sales for the local stores.

I’ve mentioned many times throughout my posts that shopping locally is so beneficial to our communities in Roslindale and Jamaica Plain. Purchasing from local businesses keeps our neighbors employed close to home. Having these local businesses accessible for day to day errands also reduces traffic and our carbon footprint. Lastly, by shopping locally we’re investing in Roslindale and Jamaica Plain’s futures since these small businesses purchase from local farms and service providers.

I’ve been busy negotiating sales and preparing new properties for market,  and I have a feeling the Boston real estate market will remain active as we roll into 2012. As always, let me know if I can help you or anyone you know find a home in Roslindale or Jamaica Plain. I have a great marketing team behind me helping me get my listings more exposure than ever, so if you’re looking to sell your home please contact me so I can show you how we can work together .

Linda Burnett

Jamaica Plain/Roslindale Real Estate Maven
Keller-Williams Boston-Metro Real Estate
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Keller Williams: A winner in Boston!

Did you know that Keller Williams was voted one of the top three big businesses to work for in Massachusetts?  The Boston Globe recently invited 1,076 employers to participate in its Fourth Annual Top Places to Work, with 237 organizations completing the process. Over 121,000 employees were surveyed, and asked to grade their companies’ performance based on a variety of factors and KWRI came in at #3!

What do I appreciate most about working for Keller Williams?  For the sake of this blog, I’ll try to keep it short (ish). First and foremost, Keller Williams is devoted to giving back, and extending a helping hand in any way we can. That includes our associate-funded program, “KW Cares”,  a public charity that was created to support Keller Williams Realty agents and their immediate families when serious illness, natural disasters, or financial difficulties occur. Along with many other agents in our Market Center, I donate a portion of my commission from each listing I sell to KW Cares.  Not only does our Market Center often lead the region in contributions, but our social liaison lets us know when there is an acute need, such as a broker passing away in our region or losses from the late-summer hurricanes.

Another example of our dedication to giving back is Red Day, an annual nation-wide event that highlights our year-round commitment to bettering the communities in which we work. With shovels and rakes in hand,  my office puts on their best landscaping attire and chooses a spot to beautify.  This past summer, we planted tons of impatiens and other annuals around a senior housing development in the South End. It was terrific fun to dig in the dirt with my colleagues and to see how quickly the place spruced up!

On a more personal level, stopping by my office in Copley Square is always a treat.  Whether I’m there to attend one of the many excellent seminars offered by KW or outside professionals, or just to pick up a check, I’m warmly received, congratulated on a recent “under agreement” or Facebook post.  Our team leader, Aaron Lippert, broker liaison Debbie Bradlee and Melissa, Director of First Impressions, always make themselves available to help sort out the myriad situations that can arise in the process of selling real estate.

KWRI’s commitment to its people is also evident in the beauty of our offices.  They’re designed not only to make our clients feel welcome and secure in our level of professionalism; they’re planned to maximize our productivity by providing public and private spaces, all cleanly laid out and illuminated, either by discreet lighting or plenty of sunshine.  Our newest office, just opened on Beacon Hill, is in a beautiful brownstone on Charles Street, two blocks from the Public Garden and Boston Common.  And the last thing I’ll crow about today:  when our fearless leaders plan a party, it’s always an elegant and opulent affair.  I’m looking forward to tonight’s holiday celebration at DaVinci in the South End –  elegant buffet dinner for all KW folks and their guests. (We’re welcome to invite as many guests as we’d like — a great recruiting tool!)

Not everyone can say they feel appreciated and valued in the workplace, especially during these challenging economic times.  As your Roslindale and Jamaica Plain specialist, I’m pleased to say that I do.  Enriching the lives of its agents is one of the basic tenets of the KWRI mission and the Boston-Metro market center truly lives up to this promise.

Now that you know something about the team that’s backing me up, I hope you’ll have even greater confidence in choosing me to help you find your next home in Roslindale,  Jamaica Plain, or any other neighborhood of Boston.  Check out my featured listings.  And if  you’re looking for tips about buying or selling, stay in touch with my blog or feel free to contact me directly. I’d love to hear from you!

Linda Burnett

Jamaica Plain/Roslindale Real Estate Maven
Keller-Williams Boston-Metro Real Estate
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Shop Locally for the Holidays (and always!)

Little Birch Street

We’re just a few short days from Thanksgiving and I’ve already toasted the pecans for my stuffing. I’ll be heading down to Brooklyn on Thursday morning to share a feast with my sister, her family and a few friends once I wrap up a couple of  sales transactions here.

While you’re buzzing about Roslindale and Jamaica Plain preparing your home for the holidays, stop by one of your favorite local businesses to pick up some unique goods to prepare a dish or decorate the table. I write about shopping locally whenever possible, and getting ready for a day of feasting surrounded by family and friends presents the perfect opportunity.

For pre-Thanksgiving shopping, stop by Birch Street House and Garden. They have a tremendous selection of goods from serving pieces and napkins to gifts for the host. Elizabeth Swanson, proprietor, has a knack for selecting items from all around the globe and blending them seamlessly with work by local artists. Just around the corner, turn your attention to original textile designs and other rare beauties at Joanne Rossman — Purveyor of the Unnecessary and Irresistible. Joanne, along with Fornax, the Village Market and 18 Birch (the forerunner of Birch House and Garden), took a gamble about 10 years ago and hung her shingle on what’s known as Little Birch Street.  You can meet her closer-up in the Rozzie Video on page one of my website.

Solera Wine has just opened in their new expanded quarters on Little Birch — they had been around the corner on Corinth for many years, and a growing clientele has enabled them to inhabit bigger, brighter space, with the same great access to the courtyard they share with Birch Street Bistro Bistro, Boston Cheese Cellar, Village Sushi, and Sarida crafts cooperative.

Birch St. Bistro Courtyard

For the heart of the matter — the food for your Thanksgiving table — in my book, nothing beats Allandale Farm for fresh turkeys, local apples, cranberries and squash.  For other veggies and miscellaneous groceries, Bob’s Pita Bakery, Roslindale Fish Market, and the Village Market have never failed to provide what I need, regardless of how last-minute my quest or how rare the item.  And of course, for crusty, chewy bread that’s the best thing to ever happen to butter, since 1997 the afore-mentioned Fornax Bread Bakery is your only choice for holiday carbs — their pastry and pies are second to none as well.

While many will be enjoying the Thanksgiving holiday here in Roslindale, I’m looking forward to my mini-vacation to New York. You’ll most likely find me waddling over to Prospect Park after the meal (my sister and I both love to cook until the table creaks!). While out of town, I hope to visit the newly re-opened exhibits at the New-York Historical Society, where my sister is the Rights Coordinator. (This isn’t a social justice position — she’s the one who helps put exhibits together by finding and negotiating all the separate pieces!)

On the real estate front, my fabulous clients are rolling with the punches and being very aggressive with the pricing of their properties – it’s so great to work as partners in this unpredictable market.  As New England winter approaches, sellers who really want to sell now must bite that proverbial pricing bullet.  I predict a fairly active winter as interest rates remain low.  And I don’t need to remind you that it’s a fabulous time to re-finance — I’m finally getting paperwork in to my mortgage buddy and have locked in at more than a point lower than my already-low rate!

I hope you have a fantastic Thanksgiving surrounded by your favorite people. While I may be geographically away from Roslindale Thanksgiving weekend, I’m always available to my clients! Real estate happens 365 days a year and I’m only a phone call or email away for those who are eager to sell their home or buy a home before the December holidays.

So, shop off all the calories on Small Business Saturday, but show up in style for Thanksgiving Day by shopping locally right now, and always!

Linda Burnett

Jamaica Plain/Roslindale Real Estate Maven
Keller-Williams Boston-Metro Real Estate
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A Taste of Jamaica Plain

If you and your buyer-agent have ever stopped by one of my Broker Luncheons in Jamaica Plain or Roslindale, you know I’m in the live-to-eat rather than eat-to-live category. Rather than serving store-bought food or catering from a big-box place, I choose to support local businesses by selecting the best our fantastic neighborhoods have to offer.

While the buffet isn’t the focal point of these lunchtime gatherings, this is my way of giving brokers and their home seekers a taste of what Jamaica Plain and Roslindale have to offer while wowing them with some of the most beautifully presented properties in metro Boston.

One event that truly is all about the food is happening next Thursday, November 17th at Cedars Hall in Jamaica Plain. While it’s true you’ll be treating your taste buds to a buffet of international flavor,  the 16th annual Taste of Jamaica Plain offers more than just culinary edification. When you purchase your ticket — $40 in advance, $45 at the door — you’ll be supporting the Ecumenical Social Action Committee (ESAC).  Organized in 1965, this nonprofit focuses on foreclosure prevention counseling and help with sustaining a healthy, safe lifestyle for the seniors and youth of our communities. I hope to see you there, and to catch up between bites!

If you have recently moved to Jamaica Plain or Roslindale, this is a perfect way to meet your neighbors, support a local organization and sample food from all over the world prepared by Jamaica Plain and Roslindale restaurants. You’ll also have the opportunity to jumpstart your holiday shopping by participating in a silent auction. Live music entertainment rounds out this evening of great eats and socializing.

If you happen to still be shopping for the perfect home in Roslindale or Jamaica Plain, check out my featured listings. If you don’t find what you’re looking for on my site, just let me know your particulars and I’ll be more than happy to help you find a place to call home. I’m not sure if you know but I’m on Facebook and Twitter (who isn’t these days?) and post daily about news and community events in Roslindale and Jamaica Plain as well as tips for buying or selling a home. Feel free to connect with me there or just stop by for your daily dose of local happenings!

Linda Burnett

Jamaica Plain/Roslindale Real Estate Maven
Keller-Williams Boston-Metro Real Estate
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Roslindale Green & Clean

Though we’ve been seeing a lot more white (can you believe that snow storm?) than green in Roslindale lately, Roslindale Green & Clean has been out battling the tundra and beautifying the area. If you’re not familiar with them, Roslindale Green & Clean is a nonprofit organization that sets out to design, plant and maintain public green spaces.  A couple of weeks ago, they planted eight trees on private properties in Roslindale as well as at one at a business in the Village.

What’s the catch? The property owners just have to promise to care for and water their new trees. Roslindale Green & Clean purchased these trees from funds raised at the 2010 Garden Tour. Mahoney’s Garden Centers offered a generous discount and delivered the trees to each location with a bag of compost and mulch.

If you’re wondering how you can get in on this, read on. Roslindale Green & Clean is planning to plant another eight to ten trees this spring and are now accepting applications. If you have a piece of land that’s at least 6’ x 6’ on your property, put in your request for an addition to your landscaping. Typically, Roslindale Green & Clean is interested in sprucing up the major thoroughfares like Belgrade Ave., Cummins Highway and Washington Street but all who meet the requirements are eligible to get some new shade in their yard.

Unfortunately, Roslindale Green & Clean only has a limited number of trees to offer to applicants. The sites will be chosen based on what locations will benefit Roslindale as a whole. Contenders will have an available piece of land that is publicly visible and would allow all citizens to enjoy the trees.

If you’re preparing for the spring real estate market, it might be a good idea to get your application in now to have some fresh foliage on display in the upcoming months. It’s never too early to start thinking about how to maximize your Roslindale home’s curb appeal! Speaking of which, that bizarre October snow storm, which happened to be the most severe October snow on record in New England, combined with Halloween seems to have sent buyers scurrying into a preliminary hibernation.

However, with a mild weekend forecast, sustained low interest rates and a crop of great properties for sale (check out mine here!), my weekend calendar is packed with showings and two open houses on Sunday.  The reliability of a real estate investment as compared to the unreliability of the stock market is another factor sustaining the Roslindale real estate market and keeping me busy!

Business is better than ever and I’m never too busy to answer your questions about Roslindale and the local real estate market. Please give me a call or send me an email to see any of my listings. Or, if you’re looking for representation, I can help you find the perfect new home just in time for the holidays.

Oh, and in case you’re tired of looking at my current head shot that’s all over the web, I had new photos taken today – you’ll be seeing them next week. With each new photo shoot, my photographer uses more and more diffused light – c’est la vie! Enjoy the weekend and fasten your seatbelts for a busy pre-Thanksgiving selling season.

Linda Burnett

Jamaica Plain/Roslindale Real Estate Maven
Keller-Williams Boston-Metro Real Estate
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Roslindale Open Studios

2011 ROS at Roslindale House

As if I really need to convince you that Roslindale is an amazing place to work, play and live, another great event is coming up the first weekend in November: Roslindale Open Studios. The Roslindale community is always coming up with ways to bring people together to experience something extraordinary, and ROS is no exception.  This event is a perfect way to get acquainted with people and places, especially if you’re new to the area or are considering buying a home in Roslindale in the near future.

Favorite teapot by Pate Ceramics

Roslindale Open Studios is a weekend event taking place on Saturday, November 5th and Sunday, November 6th where local artists show off their talent and connect with each other and the public. This year, over 113 artists will be showcasing their work, with items ranging from jewelry to mixed media photography to textiles. The artists will have their pieces for sale which gives you the opportunity to stimulate the local economy while sneaking in some early holiday shopping. Remember: the first official shopping day of the season (Black Friday) will be here in 4 weeks. Avoid the last-minute shopping mania and pick up a few unique pieces for your loved ones at Roslindale Open Studios next weekend.

The event is free to attend so come and explore for the afternoon. Besides, you’ll get the opportunity to catch up with me if you stop by the School of Modern Languages on Saturday from 11 to 2!  Even if you can’t take in the whole event, swing by to pick up a Roslindale Open Studios brochure and look on page 3 for my sidekick, Moses,  pictured to the left.  And if art alone is not enough of a draw (pun intended!), did I mention there are prizes? There will be raffles and Home Studio Bingo to keep you on your toes and entertained all afternoon.

In addition to volunteering on Saturday, I’m looking forward to taking in as much art as I possibly can between open houses on Sunday.  I’m passionate about the Roslindale community and love my work here and in the surrounding neighborhoods because of the wonderful local treasures, such as Roslindale and Jamaica Plain Open Studios.

I hope to see you at Roslindale Open Studios, but if you can’t make it I’d still love to connect with you! I’m always out and about the neighborhood whether I’m running errands or helping clients sell or buy amazing homes in Roslindale, Jamaica Plain or West Roxbury. Let me know if I can help you in your home search!

Linda Burnett

Jamaica Plain/Roslindale Real Estate Maven
Keller-Williams Boston-Metro Real Estate
Search Boston Homes
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